Disability Insurance
Disability insurance replaces part of your income if an illness or injury prevents you from working, protecting your lifestyle and financial commitments.
Who it's for
- Self-employed and contractors
- Tradespeople and drivers
- Business owners
- Employees with limited group coverage
Options available
- Individual disability insurance
- Accident and sickness plans
- Business overhead expense coverage
- Short and long term options
Common questions
Do I need disability insurance if I have workplace benefits?
Group plans often cover only part of your income and end if you leave your job. An individual plan can fill the gap and stays with you.
How much income can disability insurance replace?
Plans typically replace a percentage of your income, subject to the insurer's limits and your eligibility.
Talk to Deepinder Randhawa
Licensed Insurance Professional serving Ontario. Personalized advice, no obligation.
This page is for general information only and does not constitute insurance, tax, legal or investment advice. Coverage and eligibility are subject to policy terms and provider approval.